Use terms

Article 1. Acceptance and amendments

By creating an account on the Platform, you agree to be bound by these Use Terms and you acknowledge that your use of the Platform is governed by our privacy statement available on Finticx English | Privacy & cookie policy. If you do not agree to be bound by our Use Terms, you must stop using our Platform.

We may modify these Use Terms from time to time. We will notify you of material changes via the Platform or by email. Continued use of the Platform after the effective date of the updated Use Terms constitutes acceptance of the revised terms.

Article 2. Nature of the Platform

The Platform provides digital tools, analytics, reports and information relating to wealth management and financial reporting and planning. The Platform does not provide investment advice, financial advice, tax advice, or any form of regulated financial service within the meaning of applicable financial services legislation. The information, reports and outputs generated through the Platform are provided for informational purposes only and do not constitute personalized recommendations or advice tailored to your individual circumstances. You remain solely responsible for evaluating the accuracy, completeness and usefulness of any information obtained through the Platform and for any investment or financial decisions you make.

The Platform is provided on an “as is” and “as available” basis. To the maximum extent permitted by applicable law, we disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement and accuracy. We do not warrant that the Platform will be uninterrupted, error free, secure or free from harmful components. We do not guarantee the accuracy, completeness or timeliness of any third party data integrated into the Platform.

Article 3. Permitted use

You may only use the Platform for its intended purpose, as described in the documentation and instructions videos made available to you via the Platform (“Documentation”). You have no right to use the Platform for any purposes other than those described in the Documentation. Especially, you are not permitted to use the Platform for activities or conduct that violate applicable laws, public morals, public order, third-party rights, use terms and/or the Documentation. You may not:

(a) copy, adapt, alter, translate, or modify the Platform, or any of our other intellectual property rights or confidential information, except to the extent that such activity cannot be restricted under applicable law;

(b) make derivative works based on the Platform, or any other of our intellectual property rights or confidential information;

(c) assign, sell, resell, sublicense, rent, lease, time-share, distribute or otherwise transfer the rights granted to you to any third party;

(d) commercially exploit, resell, redistribute, or otherwise make available to any third party any reports, data, results, or services obtained through the Platform;

(e) modify, decompile, reverse engineer, disassemble, or otherwise derive or determine or attempt to derive or determine the source code (or any underlying ideas, algorithms, structure, or organization) of the Platform, except and only to the extent that such activity is expressly permitted under applicable law;

(f) use the Platform to generate unsolicited e-mail advertisements or spam;

(g) interfere with or disrupt the integrity or performance of the Platform;

(h) attempt to gain unauthorized access to the Platform or its related systems or networks, or perform unauthorized penetrating testing on the Platform;

(i) use the Platform in a manner that infringes on the intellectual property rights, publicity rights, or privacy rights of any third party, or to store or transfer defamatory, trade libelous or otherwise unlawful data;

(j) repackage, rebrand, or otherwise commercialize the reports, data, results, or services obtained through the Platform, including by applying its own pricing structure;

(k) use any high volume automatic, electronic or manual process to access, search or harvest information from the Platform (including robots, spiders, or scripts);

(l) alter, remove, or obscure any copyright notice, digital watermarks, proprietary legends or other notice included in the Platform;

(m) use the reports, data, results, or services obtained through the Platform for marketing, promotional, or commercial activities directed at third parties.

Article 4. Account security and user content

You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Access to the Platform is granted on a named user basis only. Each account is personal to the designated user and may not be shared with, transferred to, or used by any other person. You must immediately notify us of any unauthorized access to or use of your account or any other breach of security. We are not liable for any loss or damage resulting from your failure to safeguard your account credentials.
 

You may upload, input or otherwise submit data, information or materials through the Platform (“User Content”). You retain ownership of your User Content. You grant us a non-exclusive, worldwide and royalty free license to use, process, store and reproduce such User Content solely for the purpose of operating, maintaining and improving the Platform and complying with legal obligations. You represent and warrant that you have all necessary rights and permissions to submit the User Content and that such User Content does not infringe any third party rights or violate applicable laws. You are solely responsible for the accuracy, legality and integrity of your User Content.

Article 5. Intellectual property rights

The Platform, including all software, algorithms, models, databases, designs, text, graphics, documentation and other content, is and remains our exclusive property or the property of our licensors. Any feedback, suggestions or ideas you provide in relation to the Platform may be used by us without restriction and without any obligation to compensate you.

Article 6. Liability and indemnification

To the maximum extent permitted by applicable law, our total aggregate liability arising out of or in connection with your use of the Platform shall be limited to EUR 2.500. In no event shall we be liable for any indirect, incidental, special, consequential or punitive damages, including loss of profits, loss of opportunity, loss of data or loss of goodwill. Nothing in these Use Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud or willful misconduct.
You shall indemnify, defend and hold us harmless from and against any claims, losses, damages, liabilities, costs and expenses, including reasonable legal fees, arising out of or in connection with (a) your breach of these Use Terms; (b) your unlawful use of the Platform; (c) your User Content; or (d) your violation of any third party rights. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification, in which case you shall cooperate fully with us.

Article 7. Suspension and termination

We may suspend or terminate your access to the Platform in whole or in part with immediate effect if (a) we reasonably suspect a breach of these Use Terms; (b) your use poses a security risk to the Platform or other users; (c) suspension is required to comply with applicable law or a request from a competent authority; or (d) we reasonably suspect fraudulent, abusive or unlawful activity.

Article 8. Miscellaneous

If any provision of these Use Terms, or any part of it, is found to be invalid, illegal, or unenforceable, that provision or part will be interpreted in a way that keeps it valid and enforceable under applicable law. If it would still exceed what Appliapplicable law allows, the provision or part will apply only to the extent permitted. If it remains invalid, illegal, or unenforceable even after that adjustment, it will be limited or severed to the extent necessary, without affecting the rest of the Use Terms or the unaffected portion of that provision. We shall replace any invalid provision with one that reflects its intent and purpose as closely as possible. A deciding court may make that substitution.
These Use Terms are governed by and construed in accordance with Belgian law, excluding its conflict of laws provisions. Any dispute arising out of or in connection with these Use Terms shall fall within the exclusive jurisdiction of the competent courts of Antwerp.